Website Terms of Use

 

Acceptance of Terms

By accessing, viewing, or using this website (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these terms, you must cease using the Site immediately.

This Site is owned and operated by [*Insert Company Name*] Pty Ltd (ACN [*000 000 000*]) ("we", "us", "our", “hCapital”). PAFN Pty Ltd (ACN [to be provided in due course])

 

General Advice Warning

The information provided on this Site is intended to be general information only. It has been prepared without taking into account your personal objectives, financial situation, or needs.

Before acting on any information on this Site, you should consider the appropriateness of the information having regard to your own objectives, financial situation, and needs. We strongly recommend that you seek independent professional legal, tax, and financial advice before making any investment decision.

 

Wholesale Investors Only

The investment opportunities described on this Site are available only to persons who qualify as "Wholesale Clients" or "Sophisticated Investors" as defined in sections 761G and 761GA of the Corporations Act 2001 (Cth). The content of this Site is not intended for Retail Clients. By accessing the password-protected areas of this Site or requesting an Information Memorandum, you represent and warrant that you fall within these categories.

 

No Offer or Guarantee

  • Not an Offer: The content on this Site does not constitute an offer, invitation, solicitation, or recommendation to subscribe for, purchase, or sell any financial product or security. Any offer will be made only via a formal Information Memorandum (IM) or Product Disclosure Statement (PDS).

  • No Guarantee: hCapial does not guarantee the performance of any fund, the repayment of capital, or any specific rate of return. All investments carry risk, including the loss of principal.

  • Past Performance: Past performance is not a reliable indicator of future performance.

 

Intellectual Property

All content on this Site, including text, graphics, logos, icons, and images, is the property of hCapital or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works from any part of this Site without our prior written consent.

 

Limitation of Liability

To the maximum extent permitted by law, hCapital and its directors, employees, and agents exclude all liability for any loss or damage (including indirect or consequential loss) arising from:

  • Your use of, or reliance on, the information contained on this Site.

  • Any technical errors, interruptions, or viruses associated with the Site.

  • Any unauthorized access to your personal information.

 

Third-Party Links

This Site may contain links to websites operated by third parties. These links are provided for convenience only. We do not endorse or approve the content of those websites and are not responsible for their content or privacy practices.

 

Jurisdiction

These Terms of Use are governed by the laws of Victoria, Australia. You submit to the non-exclusive jurisdiction of the courts of that State.